Apply for a new income-driven repayment (IDR) plan or recertify an existing IDR plan on this page. IDR plans often provide a lower monthly payment compared to other plans because …

Explore income-driven repayment plans to manage your federal student loans based on your income and family size.

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Looking for an affordable student loan repayment plan? You may be eligible for an income-driven repayment plan, also known as an IDR plan. You can sign up for an IDR plan online or by …

May 9, 2025 · Applications for income-driven repayment (IDR) plans were suspended in February 2025 but have since reopened. The SAVE plan is no longer an option, but you can choose …

May 30, 2024 · With an income-driven repayment (IDR) plan, you can make lower monthly payments on your federal student loans based on your income and family size. If you have a …

Feb 25, 2025 · T he future of income-driven repayment (IDR) plans is in doubt after the Department of Education shut down applications on Friday.

IDR plans may offer lower payments because they are based on your income and family size. Payments can be as low as $0 per month, depending on your circumstances.

If I no longer qualify for the plan that I am currently enrolled in, my loan holder will place me in a general forbearance and ask me to submit a new IDR application or change to a non-IDR …

To estimate payments on income-driven repayment plans over time, we make the following assumptions about your finances and family: The income growth percentage is the same for …