Ramsey explained that the purpose of building credit was to borrow more money and that mortgages can be acquired without a credit score through a process known as manual underwriting.

How technology is used in underwriting Many lenders have two types of underwriting: automatic and manual. Automatic runs your information through computer software. Manual is completed by a person.

By leveraging the Joshu Platform, Altruis streamlined operations, reduced dependence on manual underwriting, and accelerated speed-to-market. This tech-first approach positions Altruis for long ...