The interest rate is the rate at which the money is discounted ... you should know about the annuity formula, including how to calculate present and future value. What is the difference between ...

insta_photos / Getty Images “Present value” and “future value” are terms that are frequently used in annuity ... this formula estimates the growth of savings, given a fixed rate of ...

Calculating the interest rate using the present value formula can, at first, seem impossible. However, with a little math and some common sense, anyone can quickly calculate an investment's ...

Wondering if an annuity is worth the cost? Here's what you'll pay — and how to tell if it fits your retirement plan.

IRR is a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis. IRR calculations rely on the same formula as NPV does. Keep in ...