Thirty years is a long time. If you’re chipping away at a mortgage each month, it can feel even longer. But what if you could ...

After a mortgage rescue program for veterans recently ended, many may be worried about how they can keep up with payments and ...

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

Government-backed loans like FHA, VA and USDA loans are usually offered at lower rates. If you put less than 20% down on a conventional mortgage, you'll usually have to pay private mortgage ...

Mortgage forbearance allows you to pause your mortgage payments, usually for up to six months, when you have a financial hardship. When forbearance ends, you may ask for an extension, modify your ...

Mortgage rates affect home affordability and long-term costs. Rates vary by economy, loan type and borrower credit. Lower ...

A bigger down payment makes borrowers more attractive to mortgage lenders, earning you a lower interest rate and fewer fees. If you have 20% available, you can probably avoid paying mortgage ...