Bear markets put pressure on financial advisors hoping to grow their practices. Current clients will want to know if the market jeopardizes their retirement plans. Prospective clients will be ...

Risk tolerance reflects your comfort with investment volatility. Factors like age, goals, and financial needs influence risk tolerance. Long-term goals may permit higher risk, while immediate needs ...

The first step to becoming an investor is understanding your risk tolerance. It's a concept that often gets overlooked, yet it's crucial for making informed investment decisions. When you are fully ...

Risk Tolerance Doesn’t Change With the Stock Marke... As an advisor, your job is to not only help clients reach their goals—but feel comfortable in their investment decisions. Yet that idea of ...

Investing is one of the best ways to build wealth, especially when you consider the fact that your cash loses its value to inflation if you're only stashing your money in a savings account. But every ...

Call it the “risk paradox.” You know when to play safe—you don’t invest money you’ll need soon in the stock market. So why doesn’t your 401(k) plan see it the same way? Most plan participants ...

Academic theory recommends very low investment risk near retirement, contrasting sharply with current target date fund (TDF) practices. Most TDFs maintain high-risk allocations—up to 90% in risky ...

Accounting for Clients' Liquidity and Other Financial Needs. J.B. Maverick is an active trader, commodity futures broker, and stock market analyst 17+ years of experience, in addition to 10+ years of ...