Over the 40+ years that my auditing firm has tracked the STS, it is in first place for risk-adjusted performance among market timing services ... is illustrated in the chart below, which plots ...

Timing the market can be a terrible idea ... Here's why that's a terrible idea (backed by evidence): This bar chart shows the results of investing $2,000/yr over the last 20 years.

Timing is everything Unlike other market-beating strategies of the 1980s ... This is illustrated in the chart below, which plots the trailing five-year returns of two hypothetical portfolios ...

Timing the market can be a terrible idea ... Here's why that's a terrible idea (backed by evidence): This bar chart shows the results of investing $2,000/yr over the last 20 years.