An Individual Retirement Account (IRA) is one of the most powerful personal retirement tools in 2026 — offering either tax-deferred (Traditional IRA) or tax-free (Roth IRA) growth. With contribution ...

Most people I talk to haven’t been educated on the difference between Roth IRA vs Taxable Account vs IRA. This is especially true with taxable accounts. Many investors are only familiar with the “tax ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...

Alana Benson is an investing writer who joined NerdWallet in 2019. She covers a wide variety of investing topics including stocks, socially responsible investing, cryptocurrency, mutual funds, HSAs ...

In some ways, Roth IRAs work similarly to regular brokerage accounts, but they have very different tax treatments. Roth IRAs are designed to be retirement accounts, while brokerage accounts are more ...

“It’s best to use Roth accounts when you have a long time horizon or are in a low tax bracket,” said Scott Meyer, wealth manager and partner at Merit Financial Advisors. “The reason is if you are ...

There are some restrictions on Roth IRA accounts that might make it a bad choice for retirement. Follow 24/7 Wall St. on Google By Aaron Webber Published Feb 4, 8:30AM EST This post may contain links ...

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A Trump Account is a type of IRA for the exclusive benefit of eligible children. You'll need to opt in to get the $1,000 seed money.

American IRA then dove into what self-direction means as a concept—how it works with a custodian serving as the administrator on the account. The custodian offers administration services such as ...

Matt Koppenheffer is the former Head of the Coverage Team at The Motley Fool. He was a full-time Motley Fool employee from 2012-2025 and is a former advisor and analyst for multiple Motley Fool ...