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from getting cash for inventory purchases to covering payroll. CNBC Select analyzed small business loan lenders to determine which unsecured business loans are best for different needs.

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Our ratings take into account loan cost, loan details, eligibility and accessibility, customer experience and application process. All ratings are determined solely by our editorial team.

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Discover the best working capital loans. Want tips on how to mitigate the impact of tariffs? Read our guide. Merchant cash advances are one of the most expensive types of business financing.

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Ventureburn explores the top South Africa SME loans fintech platforms in 2025, comparing rates, terms, and features to help ...